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Biagtan vs. Insular Life Assurance Co. 41 SCRA 58

EMILIA T. BIAGTAN, JUAN T. BIAGTAN, JR., MIGUEL T. BIAGTAN, GIL T. BIAGTAN and GRACIA T. BIAGTAN, plaintiffs-appellees, vs. THE INSULAR LIFE ASSURANCE COMPANY, LTD., defendant appellant.

G.R. No. L-25579 | 1972-03-29

EN BANC
 
D E C I S I O N 
 
 
MAKALINTAL, J
 
This is an appeal from the decision of the Court of First Instance of Pangasinan in its Civil Case No. D-1700. 
 
The facts are stipulated. Juan S. Biagtan was insured with defendant Insular Life Assurance Company under Policy No. 398075 for the sum of P5,000.00 and, under a supplementary contract denominated "Accidental Death Benefit Clause, for an additional sum of P5,000.00 if "the death of the Insured resulted directly from bodily injury effected solely through external and violent means sustained in an accident . . . and independently of all...