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Francisco Galian vs. State Assurance Company. Ltd. 29 Phil 413

FRANCISCO GALIAN, plaintiff-appellant, vs. THE STATE ASSURANCE COMPANY. LTD., defendant-appellant.

G.R. No. 8405 | 1915-02-10

D E C I S I O N

TRENT, J.:

This is an action upon an open policy of fire insurance of household effects. The property was insured on January 25, 1912, for P3,000. On March 25, 1912, the day following the fire, the insured presented an itemized statement of the goods contained in the house at the time of the fire, the total value of which he claims to be P4,512. The insured property was not a total loss, and some of it was afterward sold by the insured at public auction for the net amount of P120.40 The complaint prays for the recovery of the total amount of the policy less two-thirds of the P120.40, or P2,919.74.

The insurance company...