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Citytrust Banking Corp vs Isagani Villanueva

CITYTRUST BANKING CORPORATION (now Bank of the Philippine Islands), petitioner, vs. ISAGANI C. VILLANUEVA, respondent.

G.R. No. 141011 | 2001-07-19

D E C I S I O N

DAVIDE, JR., C.J.:

In these consolidated cases, the Court is called upon to determine whether the repeated dishonor of a check drawn against a well-funded account but bearing the account number of another depositor with the same name and surname as the drawer would entitle the drawer to compensatory and moral damages and to attorney's fees.

The antecedent facts are as follows:

Sometime in February 1984, Isagani C. Villanueva (hereafter VILLANUEVA) opened a savings account and a current account with Citytrust Banking Corporation (hereafter the BANK), which were assigned account numbers 1-033-02337-1 and 33-00977-5,...