D E C I S I O N
CHICO-NAZARIO, J.:
Before this Court is a Petition for Review on Certiorari filed by petitioner Bank of the Philippine Islands (BPI) seeking to reverse and set aside the Decision[1] of the Court of Appeals dated 3 March 2005 and its Resolution[2] dated 28 July 2005 affirming the Order[3] of the Regional Trial Court (RTC) of Santa Cruz, Laguna, Branch 91, dated 20 March 2003 enjoining the extrajudicial foreclosure sale of a parcel of land covered by Transfer Certificate of Title (TCT) No. T-131382 registered under the name of Spouses Ireneo and Liwanag Santiago. The dispositive portion of the Court of Appeals Decision reads:
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