D E C I S I O N
PUNO, C.J.:
Before us is a petition for review of the October 9, 2003 decision[1] and April 15, 2004 resolution[2] of the Court of Appeals in CA-G.R. SP No. 76341.
First, the antecedent facts.
In June 1987 respondent Manuel M. Serrano bought from petitioner Insular Life Assurance Company, Limited, a life insurance policy called "Diamond Jubilee, Participating" on his understanding that he shall be paying premiums for seven (7) years only. Dividend accumulations and...
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