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Sps. Normandy & Ruth Bautista Vs. Ernesto L. Sula etc

SPOUSES NORMANDY and RUTH BAUTISTA, Complainants, versus ERNESTO L. SULA, Sheriff IV, Regional Trial Court, Branch 98, Quezon City, Respondent.

A.M. No. P-04-1920 | 2007-08-17

D E C I S I O N


CARPIO, J.:

The Facts

On 6 December 2003, Ruth B. Bautista (Ruth) borrowed P300,000 from Ceniza C. Glor (Glor). The loan, payable in
three months, bore a monthly interest of five percent. The three-month period commenced on 6 December 2003 and expired on
6 March 2004. To secure the loan, Ruth executed a chattel mortgage over her Honda CRV in favor of Glor.[1]

Upon maturity of the loan, Glor repeatedly demanded payment from Ruth. Despite the repeated demands, Ruth refused
to pay her debt, or surrender possession of the vehicle.[2] Thus, on 6 May 2004, Glor filed with the Regional Trial Court,
Branch 98, Quezon City...