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Spouses Azucena B. Corpuz and Renato S. Corpuz Vs. Citibank, N.A. et al.

SPOUSES AZUCENA B. CORPUZ AND RENATO S. CORPUZ, Petitioners, versus CITIBANK, N.A. AND HON. RAUL B. VILLANUEVA as Presiding Judge of Branch 255, Regional Trial Court in Las Pi?as City, Respondents.

G.R. No. 175677 | 2009-07-31

D E C I S I O N


CARPIO MORALES, J.:

The facts which spawned the filing of the present consolidated petitions are as follows:

Azucena Corpuz (Azucena) was a cardholder of Citibank Mastercard No. 5423-3925-5788-2007 and Citibank VISA Card No. 4539-7105-2572-2001 both issued by Citibank, N.A. (Citibank). Each card had a credit limit of P40,000.00. In view of her then impending official business trip to Europe, Azucena paid in full on December 7, 1998 her monthly charges[1] on both credit cards via checks and also made advance check payments of P20,000.00 on December 8, 1998 for her VISA Card, and another P20,000.00 for her Mastercard on...