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Chip vs. Springfield Fire & Marine Insurance Company, 56 Phil. 375

ANG GIOK CHIP, doing business under the name and style of Hua Bee Kong Si, plaintiff-appellee, vs. SPRINGFIELD FIRE & MARINE INSURANCE COMPANY, defendant-appellant.

G.R. No. 33637 | 1931-12-31

EN BANC

D E C I S I O N 


MALCOLM, J: 

An important question in the law of insurance, not heretofore considered in this jurisdiction and, according to our information, not directly resolved in California from which State the Philippine Insurance Act was taken, must be decided on this appeal for the future guidance of trial courts and of insurance companies doing business in the Philippine Islands. This question, flatly stated, is whether a warranty referred to in the policy as forming part of the contract of insurance and in the form of a rider to the insurance policy, is null and void because not complying with the Philippine...