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Manuel C. Acol vs. Philippine Commercial Credit Card Incorporated

MANUEL C. ACOL, substituted by MANUEL RAYMOND ACOL, Petitioner, versus PHILIPPINE COMMERCIAL CREDIT CARD INCORPORATED, Respondent.

G.R. No. 135149 | 2006-07-25

SECOND DIVISION

D E C I S I O N 

CORONA, J.: 

In this petition for review on certiorari from a decision[1] and a resolution[2] of the Court of Appeals, petitioner assails as contrary to public policy a particular stipulation contained in the terms and conditions governing the use of his Bankard credit card. 

The facts of the case follow.[3] 

On August 20, 1982, petitioner Manuel Acol applied with respondent for a Bankard credit card and extension.[4] Both were issued to him shortly thereafter. For several years, he regularly used this card, purchasing from respondent's accredited establishments and paying the...