D E C I S I O N
CARPIO MORALES, J.:
In a complaint filed on November 20, 2002[1] with the Human Resource Development Department (HRDD) of respondent Standard Insurance Company Incorporated (SICI), Celia P. Abordo (Celia), the Head of the Tuguegarao Branch of SICI, charged five employees including herein petitioner Arlyn Bago (Arlyn), an encoder, and Elsie Pagarigan (Elsie), an assistant underwriter, with "manipulating money out of the agents/zone managers and [Celia's]...
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