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Ileana Dr. Macalino vs. Bank of the Philippines Islands

ILEANA DR. MACALINAO, Petitioner, versus BANK OF THE PHILIPPINE ISLANDS, Respondent.

G.R. No. 175490 | 2009-09-17

D E C I S I O N 

VELASCO, JR., J.: 

The Case 

Before us is a Petition for Review on Certiorari under Rule 45 of the Rules of Court seeking to reverse and set aside the June 30, 2006 Decision[1] of the Court of Appeals (CA) and its November 21, 2006 Resolution[2] denying petitioner's motion for reconsideration. 

The Facts 

Petitioner Ileana Macalinao was an approved cardholder of BPI Mastercard, one of the credit card facilities of respondent Bank of the Philippine Islands (BPI).[3] Petitioner Macalinao made some purchases through the use of the said credit card and defaulted in paying for said purchases. She...