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BPI vs. Spouses Sarda

BANK OF THE PHILIPPINE ISLANDS, PETITIONER, VS. SPOUSES RAM M. SARDA AND JANE DOE SARDA, RESPONDENTS.

G.R. No. 239092 | 2019-06-26

DECISION
 
GESMUNDO, J.:
 
Before us is an appeal from the April 27, 2018 Decision[1] of the Court of Appeals (CA) in CA-G.R. CV No. 106788, which reversed and set aside the April 12, 2016 Decision[2] of the Regional Trial Court (RTC) of Makati City, Branch 143, in Civil Case No. 14-351. The RTC ordered respondents to pay petitioner the accumulated amounts for credit card purchases plus interest and charges and attorney's fees.
 
Antecedents
 
Petitioner Bank of the Philippine Islands (BPI) is a domestic commercial banking corporation. Among the services it offers is the issuance of credit cards for the purchase of goods...